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Errors and Omissions Insurance (E&O) is a type of Professional Liability Coverage that is designed to protect your firm from the financial impact of unforeseen demands for money or services which arise out of your performance of Real Estate services.
Errors & Omissions Policies are designed to provide coverage (generally defense costs and damages) for allegations by clients for mistakes and oversights that you make in your performance of covered Real Estate services. Therefore, it’s important to make sure your policy includes a broad definition of Professional Services.
Most Errors & Omissions policies cover the Firm and all licensed professionals who are registered with the firm.
No, Real Estate Errors & Omissions policies are as unique as the firms they protect. For that reason, it is critical to choose a policy that is specifically designed to meet your unique coverage needs.
Your application is essential to obtaining proper Errors and Omissions coverage. E&O policies are priced and offered based on a variety of factors that can vary greatly from firm to firm. Some of these factors include:
Providing a quality application to the insurance company will assist your firm in obtaining the proper coverage at a competitive price. Remember, not all E&O policies are alike. Please contact us so that our experienced staff of professionals can assist you in this process.