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Real Estate Errors & Omissions

Helping you focus on what matters most

Real Estate Errors & Omissions Insurance is a specific form of Professional Liability Coverage. It protects your brokerage from the financial impact of alleged mistakes made by your brokerage and its agents while acting in a professional capacity on behalf of others.

For example, Buyers and Sellers can claim that their agent misrepresented facts (an Error) or failed to disclose known information (an Omission), while acting on their behalf during a real estate transaction. In many of these cases, both your brokerage and the agent can be held financially responsible for these mistakes. Without proper E&O coverage in place your business could be solely responsible for the financial impact of any claim brought against you which can include both defense and indemnity. Not to mention countless hours of distraction from your business and your clients.

Common E&O claims against real estate agents and brokers include:

  • Misrepresentation
  • Negligence
  • Failure to disclose
  • Breach of duty/breach of contract
  • Discrimination

Comprehensive E&O programs will offset the financial impact that allegations like these can have on your business. High-quality programs also offer additional risk management tools and resources to help reduce the possibility of E&O claims from arising in the first place.

Having the right Errors & Omissions policy – one that’s designed to meet the specific needs of today’s real estate brokerages – can protect your business’ financial stability; allowing you to focus on what matters most.

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  • Top Rated Insurance Companies
  • Nationwide Availability
  • Deductibles as low as $0
  • Deductible Waiver and Mediation Incentives
  • Defense Costs Outside the Limits
  • First Dollar Defense Availible
  • 3rd Party Drone / Photography Coverage
  • Fraudulent Funds Transfer Coverage
  • Environmental Hazards to Full Policy Limits
  • Mold Coverage to Full Policy Limits
  • Bodily Injury and Property Damage for Open House and Lock Box
  • Fair Housing / Discrimination Coverage
  • Agent Owned Property Coverage
  • Not-for-Profit D&O
  • Seller’s E&O
  • Innocent Insured Coverage
  • Pre-claims Assistance
  • Supplementary Payments:
    • Regulatory Board Proceedings
    • Subpoena Assistance
    • Electronic Information Damage
    • Professional Reputation Protection
    • Loss of Earnings
  • $500 Minimum Premium (varies by state)
  • Risk Management Resources and Legal Hotline
  • Premium credits for favorable risk management practices and claim experience